We dive into the shifting U.S financial services landscape following a new wave of deregulatory policy, and explore its impact on fintechs and digital assets, and the gradual transferring of consumer protection oversight from federal to state regulators.
A new wave of deregulatory policy is reshaping the structure of consumer protection enforcement in the United States.
In the financial services industry there has been a flurry of changes since the start of 2025. These include a rollback of several consumer protection and financial crime rules, a dramatic restructuring of the Consumer Financial Protection Bureau (CFPB), and public statements from prudential regulators that appear to prioritize innovation over enforcement.
Could all of this be transforming the financial services landscape, accelerating the rise of fintechs and digital assets, and gradually transferring consumer protection oversight from federal to state regulators?
That is the critical question we address in this report.
Inside, you’ll get access to:
…and more.
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