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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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UK's Football Pools Slugged 拢375,000 Over AML, Customer Failings

The UK Gambling Commission has imposed a de facto fine of 拢375,000 plus costs on venerable British sports-betting company Football Pools Limited over a string of 鈥渟erious鈥 anti-money laundering and social responsibility breaches.
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Gambling

Spain Dodges New Advertising Ban, For Now

In a shock political move, Spain has rejected a public health bill that would have introduced a series of restrictions on gambling advertising, but authorities are expected to begin a renewed push to limit marketing this year.
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Gambling

U.S. State Lawmakers Using Different Approaches To Limit Sweepstakes

The increasing number of lawmakers taking an interest in curbing sweepstakes casino games in their respective states are faced with a challenge of crafting bill language that will actually accomplish their policy goals.
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Gambling

UK Gambling Commission Unveils Promotion Restrictions

The UK Gambling Commission has announced a ban on bonus offers to cross-sell different forms of gambling to players and a limit on bonus re-staking before withdrawing winnings under new rules that will be introduced later this year.
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Gambling

Ontario Fines BetMGM C$110,000 Over Marketing Affiliate Violations

Ontario gambling regulators have issued a C$110,000 ($77,000) fine to an online operator for violations by contracted third-party marketing affiliates that offered cash inducements to open wagering accounts.
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Gambling

天涯海角社区 Outlook: Anti-Money Laundering

This report is part of 天涯海角社区鈥檚 Outlook series, which provides subscribers with forward-looking insights and consolidated research on key segments of the global payments industry. This edition is designed to provide high-level intelligence on anti-money laundering in 2025
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Payments

Daily Dash: Swiss Payment Habits Shift Further Towards Digital

Switzerland鈥檚 latest Payment Methods Survey reveals a continued shift from cash to cashless payments, with debit cards now the most frequently used method at physical points of sale.
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Payments

Ireland's Updated Consumer Protection Code Increases Firms' Safeguarding Responsibilities

The Central Bank of Ireland has unveiled a modernised Consumer Protection Code, introducing strengthened protections against fraud and a broader approach to customer vulnerability.
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Payments

New Executive Order Aims To Tackle Federal Payments Fraud In The US

President Donald Trump has signed a sweeping executive order aimed at combating federal payments fraud and modernising the way the US government processes financial transactions.
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Payments

Social Media Companies In 'Last Chance Saloon', Warns Fintech-Savvy UK MP

Former regulator and fintech staffer Luke Charters warned during a talk at Pay360 that unless social media companies start to take fraudulent payments more seriously, they face being regulated in the UK.
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Payments

Alberta Legislation Sets Stage For Online Opening

Alberta鈥檚 government has taken the first formal step toward opening up the province鈥檚 online gambling market by introducing legislation to establish a new agency to manage the program.
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Gambling

Maryland Online Casino Proposals Will Be Revisited In 2026

With a legislative deadline quickly approaching to approve a state budget for the upcoming fiscal year, it appears the latest effort by two Maryland lawmakers to legalize online casino games will have to wait another year.
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Gambling

Licensees Face Tight Deadline Under Romania's New Notification Rules

Romanian licensees have been given an 鈥渆xtremely tight鈥 deadline to notify the gambling regulator about a list of changes to their business or gambling equipment, according to a lawyer who warns it could create various issues.
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Gambling

BaFin Takes First MiCA Enforcement Action

Germany鈥檚 financial supervisory authority (BaFin) has taken its first enforcement action under the EU鈥檚 Markets in Crypto-Assets Regulation (MiCA).
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Payments

FCA Aims To Be A 'Smarter Regulator' With New Strategy

The UK鈥檚 Financial Conduct Authority (FCA) has launched a new five-year strategy that aims to improve trust in the financial services sector, while also moving the dial on risk.
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Payments

Payments Regulation In Latin America Responds To Changing Habits

Regulators in Brazil, Mexico and Argentina are changing tack as consumers shift their choice of payment methods away from cash and into other areas.
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Payments

India GST Enforcer Arrests Three, Freezes Accounts, Blocks Sites

India鈥檚 goods and services tax (GST) authority has announced measures against hundreds of online gambling operators and frozen $14m in associated mule accounts.
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Gambling

Illinois Gaming Regulator, Lawmaker At Odds Over VGT Bill

A bill to regulate sales agents and brokers in Illinois' multibillion-dollar video gaming terminal industry is pitting state gaming regulators against the powerful Democratic legislator who authored the measure.
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Gambling

Brazil Regulator Shifts Enforcement Focus To Payments

Brazil鈥檚 federal gambling regulator is shifting its enforcement focus from web-blocking to financial transactions as it seeks to ring-fence the newly licensed online betting market from offshore competition.
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Gambling

B2B Licensing 'Not Envisaged' In First Phase, Ireland's Regulator Says

Supplier or business-to-business (B2B) licensing is 鈥渘ot envisaged鈥 to be among 鈥渢he first phases鈥 of Ireland鈥檚 plan to roll out different licence types, according to the Gambling Regulatory Authority of Ireland.
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Gambling
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天涯海角社区 View: The UK鈥檚 Crypto Perimeter Clarification 鈥 Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya鈥檚 Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand鈥檚 AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy鈥檚 stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK鈥檚 Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA鈥檚 Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state鈥檚 money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor鈥檚 signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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