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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Italy To Build TIPS Replica For The Balkans

A letter of intent to establish an instant payment system in the Balkan region of Europe represents a significant step towards financial integration and alignment.
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Payments

Thai Cabinet Backs Integrated Resort Bill, Pushes Online Market

Thailand鈥檚 Cabinet has approved and will send to parliament a draft Integrated Entertainment Business Act that would legalise integrated resort casino operations, while the government doubles down on its desire to regulate online gambling.
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Gambling

Sweden Targets Influencer For Promoting Online Gambling

The first Swedish influencer could be convicted of promoting illegal gambling after they were taken into custody last week.
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Gambling

New Jersey Regulator Proposes Stricter Reporting Requirements For Foreign Operations

New Jersey鈥檚 licensed gaming operators would be mandated to disclose their businesses in other jurisdictions under a new rule being considered by state regulators.
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Gambling

CFPB Seeks Feedback On Enhancing Digital Payments Privacy

The US consumer protection watchdog is seeking input on strengthening measures to prevent what it says is "harmful surveillance" in digital payments, particularly those offered through large technology platforms.
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Payments

Regulatory Influencer: Navigating the Rise of Deepfake Fraud 鈥 FinCEN鈥檚 Call to Action for US Financial Institutions

As technology grows more sophisticated, financial criminals are adapting their methods accordingly. On November 11, 2024, as part of the Treasury Department鈥檚 efforts to address technological risks, the US Financial Crimes Enforcement Network (FinCEN) issued an alert to assist financial institutions in identifying and combating fraud schemes involving deepfake media created with generative artificial intelligence (AI) tools. According to the alert, in the previous two years, 鈥淔inCEN has seen an increase in suspicious activity reporting by financial institutions describing the suspected use of deepfake media in fraud schemes targeting their institutions and customers."
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Payments

It鈥檚 Official: Tether Cannot Survive In The EU Under MiCA

A spokesperson for the European Securities and Markets Authority has confirmed to 天涯海角社区 that unauthorised stablecoins cannot be offered to the public under the Market in Crypto-Assets regulation (MiCA).
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Payments

Daily Dash: Rwanda Pursues Regionally-Aligned AML Framework

Lawmakers in Rwanda have approved two pieces of legislation that aim to strengthen the country鈥檚 anti-money laundering (AML) framework and align it more closely with that of regional partners.
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Payments

EU Auditors Criticise 'Poorly Designed' Digital Payments Regulation

The EU鈥檚 digital payments framework is neither accountable nor supported by data, and problems persist with open banking and IBAN discrimination, the European Court of Auditors has warned in a highly critical new report.
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Payments

Italy Opens Tender For Multi-Billion Euro Lottery Contract

Italy鈥檚 鈧4bn lottery concession is up for tender once again, with major operators believed to be circling one of the world鈥檚 most lucrative national lottery contracts.
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Gambling

Michigan Regulator Suspends TwinSpires For Failing To Cease Wagering

Michigan regulators have issued a summary suspension order to the Churchill Downs-owned TwinSpires platform for continuing to operate advance deposit wagering on horseracing in the state despite an order to cease operations.聽
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Gambling

News In Brief: January 6-January 10, 2025

Canada's attempt to create a national framework for regulating sports-betting advertising is 鈥渆ffectively wiped out鈥, Massachusetts regulator approves a $10,000 penalty to Penn Sports Interactive and the UAE issues a gaming-related vendor licence to Miami-based Xpoint Tech.
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Gambling

Brazil Esports Betting Severely Limited By Ordinance

The Ministry of Sports has confused the Brazilian gambling market by publishing an ordinance limiting players to only wager on esports accepted by the International Olympic Committee.聽
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Gambling

Outlook 2025: Latin America Facing Rising Regulatory Risks

After Brazil and Peru launched their regulated online gambling markets, attention should shift in 2025 from licensing and expansion to the prospect of stricter regulations in key Latin American jurisdictions.
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Gambling

Week In Crypto: FDIC Urged Banks To Stay Away From Crypto

A US regulator is caught warning banks against dabbling in crypto, the head of the CFTC resigns, and the creator of TerraUSD is (finally) extradited to the US to face trial.
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Payments

India Lifts Customer Onboarding Cap For WhatsApp Pay

Meta鈥檚 push into India鈥檚 payments market has received a boost from a key regulator, after a long-standing user onboarding cap on WhatsApp Pay was removed with immediate effect.
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Payments

Customer Protections Front Of Mind For Singapore Parliamentarians

Singapore鈥檚 deputy prime minister has been probed on issues such as credit card fraud, customer data misuse and joint account protocols in the latest spate of questions from the country鈥檚 lawmakers.
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Payments

CFPB Approves Financial Data Exchange As US Open Banking Standards Body

The US Consumer Financial Protection Bureau (CFPB) has granted recognition to the Financial Data Exchange, Inc. as an official standards-setting body under its Personal Financial Data Rights rule.
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Payments

Wynn Resorts To Acquire Crown London Aspinalls

US-based casino operator Wynn Resorts has announced it will acquire the boutique casino Crown London, also known as Aspinalls, from Crown Resorts to help feed customers to its future resort in the United Arab Emirates (UAE).
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Gambling

Minnesota Legislators Discuss Sports-Betting Harms

While most disputes over sports betting and online gaming legalization often center around which stakeholders stand to benefit and which stand to lose out, a hearing Wednesday in Minnesota served as a reminder of the presence of anti-gambling opponents.
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Gambling
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天涯海角社区 View: The UK鈥檚 Crypto Perimeter Clarification 鈥 Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya鈥檚 Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand鈥檚 AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy鈥檚 stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK鈥檚 Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA鈥檚 Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state鈥檚 money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor鈥檚 signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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