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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Implementation Of Consumer Duty The Key Takeaway From FCA Dear CEO Letter

The UK鈥檚 Financial Conduct Authority鈥檚 (FCA) February Dear CEO letter to payments and e-money firms made clear that the regulator wants to see improved compliance with its flagship policy, the Consumer Duty.
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Payments

US Banks Seek To Overturn Cyber Incident Reporting Rule

A coalition of US banking associations has requested that a proposed rulemaking on cyber incident reporting be withdrawn, claiming that it 鈥渄iverges鈥 from Congressional intent and imposes 鈥渦nnecessary burdens鈥 on firms.
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Payments

Daily Dash: Fraud Decreases In Denmark, But Criminals Still Stole $11.7M in 2024

Danish banks have successfully reduced online banking fraud, stopping nearly two-thirds of attempted scams in the second half of 2024 鈥 but criminals continue to adapt.
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Payments

Romania Proposal Would Introduce Financial Limits For Gambling

Romania has proposed a monthly financial limit for payments made to gambling operators, as the country continues to pile pressure on the gambling industry and tighten rules.
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Gambling

Ireland Establishes Gambling Regulator, Targets Licensing This Year

The Gambling Regulatory Authority of Ireland (GRAI) has officially been established after the Minister for Justice signed an order to commence parts of the Gambling Regulation Act 2024.
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Gambling

Google Updates India Ad Rules Ahead Of Broader Gambling Code Rewrite

Google has updated its gambling advertising policy to allow more personalisation in the Indian market, ahead of a broader overhaul due to take effect next month.
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Gambling

U.S. Regulators Frustrated By Growth Of Illegal Gaming Products

As skill game machines, offshore gambling sites and online sweepstakes casinos have proliferated across the U.S., gaming regulators find themselves in the untenable position of trying to stem their negative impact on consumers, the industry and state coffers.
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Gambling

Regulatory Influencer: India鈥檚 Payments Vision 2025: The Home Stretch

In 2022, the Reserve Bank of India (RBI) set out a Payments Vision with 36 regulatory initiatives to enhance the payments landscape in the world's most populous country by 2025.
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Payments

Bowing To Pressure From Banks, Russia Postpones Digital Ruble Launch

The Central Bank of Russia (CBR) has announced that it will postpone the launch of the digital ruble, citing the need for further consultation with banks and merchants.
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Payments

Consumer Groups Lead Defence Of CFPB Digital Payment Regulation

US consumer protection groups are spearheading the defence of the Consumer Finance Protection Bureau's (CFPB's) Digital Payment Regulation, which seeks to govern large fintech companies under the same rules as banks and other financial companies.
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Payments

Singapore Reaffirms BNPL Safeguards After Fresh Parliamentary Inquiry

The Singaporean government has reinforced its stance on the regulation and oversight of buy now, pay later (BNPL) schemes as their popularity grows among young consumers in the city-state.
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Payments

Australian Gambling Spend Surges To New High

Australian gambling spend, for a long time the world鈥檚 largest per capita, hit a new record of A$31.5bn ($19.7bn) in the year ending June 2023, according to a new report.
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Gambling

FanDuel, DraftKings Eye Potential Prediction Markets Opportunity

The chief executives of the two dominant brands in U.S. sports betting agreed Tuesday that the emerging prediction market space could present an opportunity, though they remained guarded in saying so.
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Gambling

New Jersey Regulator Seeks Authority To License, Ban Sweepstakes Operators

A pending bill to regulate online sweepstakes casinos would give New Jersey gaming regulators the clear legal authority over sweepstakes businesses that they do not currently have, according to a senior gaming official.
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Gambling

Modernising Harm Reduction Approaches Proliferating Use Of AI Monitoring Systems

The use of AI monitoring systems by operators to tackle gambling-related harms has been accelerated by a desire among regulators to modernise their approaches to reducing harms, says one of the sector's leading companies.
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Gambling

Trump Administration To Scrap Corporate Transparency Act For US Citizens, Companies

In the latest twist to the rollout of the Corporate Transparency Act, the Trump administration has vowed to exempt US citizens and companies from its controversial beneficial ownership reporting requirements.
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Payments

UAE Debuts Domestic Payment Card

In a key milestone in the United Arab Emirates鈥 digital transformation strategy, the country has introduced a new domestic payments card for consumer use.
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Payments

EU Lawmaker Presses Commission On Online Fraud Protection Amid Rising Threats

With online fraud increasing, a member of the European Parliament has called on the European Commission to strengthen consumer protection measures and enhance the security of digital transactions.
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Payments

Latvia Adopts Interventionist Approach To De-Risking

The Bank of Latvia is taking an active role in mitigating disputes between commercial banks and their clients by encouraging the use of its mediation service.
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Payments

AG Communications To Pay 拢1.4m For UK AML, Social Responsibility Failures

AG Communications Limited will pay 拢1,407,834 to the UK Gambling Commission for a raft of social responsibility and anti-money laundering (AML) failures.
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Gambling
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天涯海角社区 View: The UK鈥檚 Crypto Perimeter Clarification 鈥 Mapping the Transition to FSMA

In Consultation Paper CP26/13, the Financial Conduct Authority (FCA) adds an extra level of granularity to its plans for the cryptoasset regulatory regime, aiming to avoid edge cases and provide clarity for affected entities.
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Regulatory Influencer: Are the Americas Entering a New Phase of Risk-Based Supervision? Argentina Leads the Way

Between January and March 2026, the Argentine National Securities Commission (CNV) introduced a series of targeted reforms aimed at simplifying reporting obligations, modernising administrative procedures, and reducing regulatory burdens for investment firms.
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Experimental Legal Regime Formalises Russian Crypto Trade Settlements

New legislation may help to take decentralised finance from a workaround for sanctions to a supervised payment rail, moving cross-border payments from a legal grey area, increasing stability and reducing costs.
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Latest Proposed Rules for Bank-Issued Stablecoins in the US Introduce Fresh Challenges

The new framework signals a high-barrier, high-discretion regime that could narrow the market to a handful of systemic players that can respond to shifting regulatory demands, leaving smaller banks on the sidelines.
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Kenya鈥檚 Crypto Framework Risks Squeezing Out Local Innovation

The end of a key consultation period means the modernisation of crypto and digital assets regulation continues to advance, but strict rules could inadvertently disadvantage local start-ups and lead to capital flight and consolidation.
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Twin Announcements Signal Major Overhaul of US AML/CTF Regulation

The new proposed rulemakings aim to force a shift from static policy design to real-time operational maintenance, requiring firms to prove that their compliance frameworks actually stop illicit activity rather than just documenting it.
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Regulatory Influencer: New Zealand鈥檚 AML Levy - Privatising the Cost of Effective Supervision, A One-Off or More to Come?

The New Zealand Ministry of Justice (MoJ) has released the AML levy proposal outlining its plans to impose a charge on anti-money laundering (AML) reporting entities to fund the establishment and running of a standalone AML regulator for the country. While the AML Amendment Bill and the AML Supervisor and Levy Bill, which form the legal basis for this proposal, have yet to be passed in parliament, the levy鈥檚 stated implementation date of July 2027 could mean a costly recurring bill for AML reporting entities from next year.
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UK鈥檚 Payments Association Calls For APP Fraud Regulation To Target Digital Platforms

The industry body has called for new regulations that would impose strengthened fraud prevention standards across social media, online marketplace and instant messaging platforms operating in the UK.
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Unpacking the RBA鈥檚 Ban on Card Surcharging and New Interchange Caps

Changes to the rules on merchant card fees in Australia aim to introduce greater transparency and spur competition, and will contribute to the shifting landscape as alternative payment methods expand the variety of options.
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Regulatory Influencer: A Playbook Emerges - Convergence and Divergence in State Crypto Kiosk Regulation

In March 2026, Maine became the latest in a growing number of states to adopt legislation regulating virtual currency kiosks (crypto ATMs) in the US. Maine's law builds on emergency legislation adopted by the state in June 2025, regulating virtual currency kiosks within the state鈥檚 money transmission framework and providing additional consumer protections specific to kiosks. Elsewhere, legislation to regulate crypto kiosks and implement consumer protection measures is, at the time of writing, awaiting the governor鈥檚 signature in Florida, Kansas, and Virginia. The legislation reflects a regulatory pattern emerging across the US. States are beginning to converge on a common regulatory framework for virtual currency kiosks, addressing consumer protection concerns and fraud risks through comprehensive legislation, plugging a gap left by federal supervision, which has remained primarily focused on anti-money laundering (AML) oversight.
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